Basically a touch stone for things related to real estate...or whatever happens to float through the mind of the Realtor on point. Here you will find important information, irrelevant information, tidbits intended to ease the way for greater joy, well, you just never know what you will find on this Blog. Just scroll through all the little bits that have been shared over time and see if anything at all grabs your interest. If you don't see just what you're looking for right this minute, I hope you will stop back by because you just never know what the next post will be!

Whether you are in Saint Charles, Geneva, Batavia, Naperville, Elburn, Wayne, Aurora, North Aurora, any of the Far Western Suburbs of Chicago in Illinois, or maybe even far-reaching places all over the globe, please come back and visit this real estate centered Blog. Now, after checking out the updates, go have a great day! You deserve it.

Friday, April 19, 2013

Meet Kay Russell, Real Estate Broker


Sunday, February 17, 2013

Enjoy The Sun Room! at OneTrueMedia.com

This is a wonderful home located in St. Charles convenient to both downtown and also everything along Randall Road. Great price, too. Several nice surprises in this property including a sun room, paver sidewalk and patio, large storage room and laundry area. In super nice condition, too. You can check it out by shooting me an email at russellgroup1@yahoo.com

Friday, August 17, 2012

Mortgage Time

When is the right time to talk to a mortgage lender? when you have the first thought of wanting to buy a home. It is a great time to buy rather than rent. with such low interest rates & property prices where they are, you can usually own with a monthly mortgage payment lower than rent you'd pay on a similar piece of property. Your real estate broker can offer names of reputable lenders so you can be properly pre-qualified so you know the top purchase price to keep you in your comfort zone. Short sale, foreclosure, traditional non-distress sales...all options in today 's real estate market. For more info on short sales & debt forgiveness, contact the author of this Blog; Kay Russell, Broker, Keller Williams Fox Valley Realty. http://KayRussellRealty.com

Friday, July 6, 2012

Finished Basement, Fenced Yard! at OneTrueMedia.com

If you seek a home with room to breathe, that offers 5 true bedrooms, or 4 bedrooms with a really large bonus room, a finished basement, a big fenced in yard, a deck, a patio, located on a cul-de-sac, in Batavia School District 101 in IL, that is also near to I-88 and the Metra commuter train for hops downtown Chicago, then you are "HOME". Check this out. Let me know if you want to know more. Oh, and yes, the yard really is a nice and big as it looks! No photo optic tricks here!

Sunday, May 13, 2012

Mother's Day

It occurs to me today, Mother's Day, this is an important time to acknowledge all those who have nurtured or protected us over the years. Though not everyone has given birth, there are mothers of choice, mothers of family pets, caretakers of the well being of others, or maybe a mother of invention. whatever role you or a loved one has filled, feel honored for your contribution to elevating the life of another. Today's real estate market brings out the motherly love in many ways, a true real estate professional who is experienced can make an enormous difference in the life of a family about to lose their home, can help them move beyond the crisis, re-settle and find the way to heal their credit. I have had the chance to help many people avoid foreclosure, as well as simply get their home sold in these tricky times. Know a homeowner who needs to sell their real estate though does not know how to proceed? Let me help. http://kayrussellrealty.com The light at the end of the tunnel is not a train!

Friday, February 24, 2012

30 Year Fixed Rate Inches Up

After Hitting Record Low, 30-Year Fixed Rate Inches Up
02/23/2012 BY: ESTHER CHO   
After hitting near record lows last week, the 30-year fixed-rate mortgage moved up for the first time in three weeks, according to the Primary Mortgage Market Survey from Freddie Mac.

The 30-year rate averaged 3.95 percent (0.8 point) for the week ending February 23, up from last week’s average at 3.87. The rate is still lower than the average of 4.95 percent from a year ago at this time.
Amid the slight hike after continuing declines for the 30-year rate were reports that the housing market is on a slow road to recovery.
“New data releases this week suggest the housing market is continuing to gradually improve,” said Frank Nothaft, VP and chief economist for Freddie Mac, in a statement. “Loans that were seriously delinquent (90 days or more past due plus the foreclosure inventory) fell to 5.3 percent of prime mortgages at the end of 2011, representing the lowest quarterly share since the start of 2009, according to the Mortgage Bankers Association.”
Northaft also mentioned data from the National Association of Realtors that showed existing-home sales were at the strongest pace in January since May 2010.
The 15-year fixed rate mortgage averaged 3.19 percent (0.8 point), up from 3.16 percent. At this time last year, the 15-year rate was 4.22 percent.
The 5-year adjustable rate mortgage (ARM) saw a slight decrease at 2.80 percent (0.7 point) this week compared to 2.82 percent last week. A year ago this time, the 5-year ARM was at 3.80 percent.
The 1-year ARM also continued to drop at 2.73 percent (0.6 point), down from 2.84 percent last week. During this time last year, the average was 3.40 percent.

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Author: Esther Cho • Date: 02/23/2012 • Tags: Mortgage Rates, Freddie Mac • Category: Market Studies     • Users: Agents & Brokers, Attorneys & Title Companies, Investors, Lenders & Servicers, Service Providers

Tuesday, January 10, 2012

Another Bank Approved Short Sale

Often I hear people lamenting how long it can take to get a short sale done. I celebrate and compliment my short sale team's experience, commitment, and rate of success at the important role they play in getting my seller clients out from behind the eight ball. We have a high success rate of getting approved short sales & helping people move on into a better situation. Know of someone who is worried they may lose their home? I can provide a free consultation to help figure out the wisest next step for their greater good. http://GoRussellRealtor.com