Buckling Under The Burden?

If you are having trouble making ends meet and you are getting behind on your mortgage payment you are in good company with lots of other good people. This is not the time for shame or fear, but instead a time for intelligent action. Before getting too far behind or even better yet, at the first signs of trouble, you need to learn your options. What if there was a way to get out from under the burden, ease the fear of losing your house? Would you want to know about it? With my extensive background and experience I have had the opportunity to assist many such people find their way out. It can mean different solutions for different people. I am Kay Russell, a real estate broker, with both a head and a heart. Let me know if you feel you might benefit from my insight on how to help move you to the other side of your current situation. russellgroup1@yahoo.com. THERE IS LIGHT AT THE END OF THE TUNNEL AND IT IS NOT NECESSARILY A TRAIN! http://krussell.illinoishomezone.com

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Case-Shiller Index

The Case-Shiller Index continues to be a tremendous help in figuring out property values, as well as future trends. We are able to look back in history and see the reliability of their past forecasting as well as in recent times. It may not show numbers we like or would wish for, but the truth is the truth. As you read this, if you are wondering where your home's value is today in the grand scheme of things, just get in touch with me telling me the date you bought your house, how much you paid, and tell me your address, then I am able to see if through the Case-Shiller Valuation Model offered by my company, at Keller Williams Fox Valley Realty in St Charles, Illinois, I am able to give you a good idea of where you are at & where you are headed. Send me an email through my website if you want more details.
Kay Russell's Website

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Happy Mother's Day

Every day should be Mother's Day...sending out love and gratitude to everyone who has helped make someone's life a bit better through being a good mother. My mom was a great woman. She was smart, she taught school for 37 years, she loved and touched the lives of over a thousand kids, her sense of humor was classic, she was strict but loving and taught me the difference between right and wrong, she was far ahead of the "pay it forward" concept, though widowed when young (I was just 6) she kept it together doing such a great job I never knew we had to budget and "get by", we had vacations every summer with family in a nearby state, our home was paid for, and I never considered having more than one bathroom in a house. My mom taught me to love people even when they weren't lovable and she always said the only time it was ok to steal was to steal away from bad company. If someone treated her in a mean way she would simply say "Oh well, it will just take less of them to do me" meaning she would step away from negative people and keep company with positive, nice acting people. She always loved teaching, she mourned the infant son she lost, she never recovered from the heartbreak of losing my dad to cancer at such a young age and she ached from that loss of her one true love. At her wake a tall, handsome police officer in uniform came up to me to pay his respects. I saw his name badge and remembered that name from when I was a child. His name was spoken with frustration and emphasis many times in our home when he was a real rabble rouser in my Mom's 4th grade class. Now here stood this big tall officer of the law before me with tears in his eyes as he said, "Your mom is the reason I turned my life around and became who I am today." I never fully appreciated my mom until she was gone unfortunately. Nobody could push my buttons the way she could. My mom was an artist, a real artist but also an artist in living life. I am grateful she taught me how to be happy and positive even when there seems to be evidence there is no reason to feel optimistic. Her faith was powerful and she lead by example in a very human way. The gifts from my mother keep on giving. Thanks, Mom:)

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Paradise for People & Horses

You should see the house and barn that go with this hammock! talk about the ultimate place to curl up under the shade trees, listen to the sounds of nature, maybe even take a nap. Then, go inside in through your walk out lower level, pause for cool refreshment at the bar, then head on upstairs into the rest of your 5,000 sq ft gorgeous home. Enjoy every amenity. Feel the ease of life on this private, peaceful wooded lane. Only minutes from the Metra, shopping, some of the best schools in the country, yet the feel of being out and away where life can breathe easier. To discover what life can be for you in this equestrian paradise, send me an email russellgroup1@yahoo.com, visit my website GoRussellRealtor.com or krussell.illinoishomezone.com. If you could afford the former price of $1,200,000 then the new price of $999,900 will thrill you. I can't believe the value this property and this setting offers. An extraordinary property for the person with extraordinary taste.Want to view a video of this property? (Have your sound on if you wish) Now click here:

http://www.onetruemedia.com/shared?p=bfc390e59cfd928ed58c6e&skin_id=1011&utm_source=otm&utm_medium=text_url

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What Do Buyers Do That Turn Off Sellers & Lose Homes Over It

I just read an interesting article on Trulia today that addresses some prevalent attitudes this type of market brings forth. The article hits on some good points and if you are a buyer, wanting to get the best deal possible and a seller wanting to find that right buyer, this article may have some points worthy of your attention. To sum it up in one sentence? Play nice, everyone. Check it out.

http://www.trulia.com/blog/taranelson/2011/03/5_things_buyers_do_that_turn_sellers_off_and_kill_deals?ecampaign=anews&eurl=www.trulia.com%2Fblog%2Ftaranelson%2F2011%2F03%2F5_things_buyers_do_that_turn_sellers_off_and_kill_deals

Want to check out a nice house in Geneva, IL?

http://goo.gl/iTGX9 Just click on this link and it will take you to view a wonderful property I am marketing in Geneva. It has been updated...more description found at the end of the link. This home is in Pepper Valley in Geneva. Anyone from that area knows what a lovely area that is and it is conveniently located to all sorts of things, like Historic Downtown Geneva, Geneva Commons Shopping Mall, Randall Road Corridor, a new elementary school, the Metra commuter train....and on the list goes. Let me know if you know of anyone who might be interested, ok? http://russellgroup.illinoishomezone.com

Got Badly Bruised or Broken Credit? Check this out!

This Saturday, March 26, 2011 from 1:00 - 2:00 pm please JOIN ME AS MY GUEST to learn some interesting tips on how to restore challenged credit and how to get back to where it is possible to get a loan to buy a home. The Phalen Group of Guaranteed Rate Mortgage and Just Credit Solutions are going to give some powerful tips on how to recover from whatever place you are in.  Location: 1450 W. Main St., Suite G, Saint Charles, IL 60174 - Corner of Rt. 64 & 15th Street. Hope to see you there. By the way, if you are still feeling all disappointed and ashamed that your financial life has taken a step or two back, I'm here to shake you to reality and remind you that you are in good company. Just take a look around you the next time you are out in public. My guess is that in any direction you look, you will see many people, whether you know it or not, that are fighting one sort of battle or other. This workshop was put together to help show everyone "a way back." So come on out, take the hour out of your day, you will definitely learn a thing or two that you or a friend of yours will value. Thanks, as ever, for taking the time to read my Blog. If you need directions, just shoot me an email at russellgroup1@yahoo.com